Diane Horrigan - RE/MAX  Trinity



Posted by Diane Horrigan on 6/6/2018

One of the final hurdles to buying a house is making sure your future home is structurally sound. To the untrained eye, the property you've made an offer on may appear to be "close enough to perfect."

However, your excitement over that gourmet kitchen, finished basement, and manicured lawn may be causing you to view your future home with rose-colored glasses!

Fortunately, you can (and should) hire an experienced, licensed professional to thoroughly inspect the property and point out flaws and potential problems that might need to be addressed by the seller -- either in the form of price concessions or repairs. If the seller is unwilling to be flexible in those areas, then you may have the option of withdrawing your offer. Hopefully, it won't come down to that -- especially if you love the house -- but that situation could arise and derail your plans for buying a particular property.

Many real estate purchases do involve a few bumps and detours along the way, but they frequently can be resolved by your real estate agent and/or attorney.

The starting point for identifying structural issues with a house is to have the property inspected by a reputable home inspector. Here are a few of the key areas they'll evaluate and include in their report:

  • Foundation and basement: Cracks, leaks, and signs of instability can often be identified through a visual inspection of the underlying structure of a home. Some issues are relatively minor, while others can be quite costly.
  • Roof and attic: Although most new roofs typically last for 20 to 30 years, time has a way of slipping by when you least expect it! Depending on weather conditions, climate, and falling tree branches, roofs of any age can be subjected to a lot of wear and tear. Since roofs play such a vital role in protecting your home and family from the many forces of nature, it's crucial that your roof be intact, in sound condition, and fully functional. An inspection of the home's attic and/or crawlspace will also reveal actual or potential problems with leaks, mold, roof damage, or infestations.
  • HVAC, electrical, and plumbing: There are a lot of systems that provide homeowners with comfort, convenience, and the ability to meet day-to-day needs. Whether you're talking about major kitchen appliances, hot water heaters, or climate control systems, there are dozens of things an inspector needs to check and keep you apprised of.
  • Exterior checkpoints: Property inspectors will also assess the condition of the outside of the house, as well as drainage efficiency and any visible structural damage or signs of deterioration.
Although all property inspectors should adhere to industry standards and best practices, some are more thorough and efficient than others. It's essential for you to understand the scope of their services, including whether they offer lead paint testing, termite inspection, radon detection, and asbestos testing.

When it comes to home inspections, your real estate agent can not only provide you with professional referrals, but they can also accompany you on the actual property inspection. That will help make sure important questions, issues, and recommendations don't slip through the cracks!





Posted by Diane Horrigan on 3/18/2015

A home is a very big purchase in your life and one of the most important things you can do before you buy your new home. It can be difficult to find a qualified home inspector. You will want to make sure to do your homework before paying for a home inspection. Here are some tips to help you get on the right track and finding the right home inspector. Ask for opinions. Ask your friends and your real estate agent who they recommend who have had an inspection recently. You can also ask the inspector for references. Word of mouth is always a great way to find a reliable professional. Check with your lender Some lenders or loan types require a certain type of inspection. You will want to make sure your inspector qualifies and you obtain the necessary type of inspection. Ask what the inspection covers No two home inspections are the same so you will want to be sure to know what you are paying for. Ask questions like:

  • What systems are covered in the home inspection?
  • Are there some services that require an extra fee?
  • Ask for an example or outline of the inspection report.
  • Ask for a resume or background questions
  • Where was the inspector trained?
  • Does he or she attend continuing education classes?
  • Does the inspector belong to a professional organization? If so, what are the requirements for membership? Entry should require more than just an application fee.
  • Does the inspector carry Errors & Omissions insurance? This type of malpractice insurance may come in handy if the inspector overlooks a major problem.
  • At the inspection A home inspection is not only a time to find the potential pitfalls it can also be a time to learn about your new home. Make sure to attend the inspection yourself. Witnessing problems first-hand will give you a better grasp of the home.   .