Sending and receiving faxes is still growing in popularity around the world, and online fax services have come to light to enable users to change from traditional fax machines to online (internet) fax. So, if you are the type of person that needs to send and receive faxes every day and still glued onto the traditional fax machines, take a look at some few benefits of adopting online fax:
1. It saves you a lot of money
Online fax services may cost you something in the neighborhood of $20 monthly. Meanwhile, traditional fax machines can require many times than that. Purchasing a fax machine alone costs about $100 to $300. When you include the cost of ink, toner paper, replacement parts, and maintenance, you start to see the picture of why online faxing is better.
2. It is convenient
Generally, when using the traditional fax machine, you need to be in your office to start faxing. But when you switch to online fax, you can send and receive faxes from wherever you are and whenever you want. Anywhere and at any time.
3. It keeps your document always organized and available.
Say, you are receiving at least fifteen faxes every day, and after one month, you would have achieved nothing less than 500 pages. Calculate that for a year, and you will realize it is a difficult task to manage such loads of paper. Well, when you switch to an online fax service with a cloud storage feature, you can store all your sent and received faxes in one place. Apart from that, you can quickly get access to the files whenever you want to.
4. It allows you to send and receive faxes from your smart-phone
There are so many online fax providers that offer applications for Android and IOS devices to start getting and sending faxes on the go. This benefit means you can use the camera of your smart-phone as a scanner to convert paper documents to digital text and send a fax with just some few touches on your smart-phone screen.
5. It is highly secure
Online fax services make use of OpenSSL or other trusted encryption systems to ensure your data is safe and no one else except the receiver and sender can read the content of faxes. With that in mind, you won't have to worry about your data sent to unsecured phone lines or an unauthorized employee having access to received fax accidentally.
Apart from these five, there are more amazing benefits waiting for you when you switch to online fax services. Don't wait any longer. Get started today!
If you want to buy a house, it helps to plan ahead as much as possible. That way, you can increase the likelihood of a fast, seamless homebuying journey.
Now, let's take a look at three tips to help you prepare to enter the housing market, and ultimately, ensure that you can enjoy a speedy homebuying experience.
1. Focus on Specific Cities and Towns
Consider what you want to find in your dream house. Then, you can fine-tune your dream home criteria and narrow your house search.
For example, if you prefer small town living to life in the big city, you may want to search for houses in various towns in your state of choice. Or, if you want to buy a house near your office in the city, you can browse residences in or near the city itself.
Differentiating your dream home must-haves and wants can make a world of difference too. Because if you know exactly what you want to find in your ideal residence, you can streamline your house search and accelerate the homebuying journey.
2. Get Pre-Approved for a Mortgage
The process of filling out a mortgage application and getting approval from a bank or credit union can be long and arduous. And if you submit an offer a house without financing in hand, you may face a time crunch to get a mortgage as well.
When it comes to home financing, it pays to be proactive. If you start searching for a mortgage today, you may be able to save time down the line.
For instance, if you meet with a bank or credit union, you can learn about a variety of mortgage options. Next, you can select a mortgage that matches your needs, and this mortgage will allow you to enter the housing market with a budget. With this budget at your disposal, you can narrow your search to houses that fall within your price range.
3. Employ a Real Estate Agent
Let's face it – few homebuyers have the necessary time and resources to conduct a comprehensive home search. Luckily, real estate agents are available to help you discover your dream house in no time at all.
A real estate agent will learn about your homebuying goals and find out what you want from your dream house. With this information, a real estate agent can provide you with details about houses that fulfill your criteria.
Furthermore, a real estate agent is a housing market expert who will do everything possible to help you buy a high-quality residence. He or she will teach you about the housing market and provide extensive insights into real estate patterns and trends. Also, a real estate agent is happy to respond to your homebuying concerns and questions at any time.
For those who want to buy a house, there is no need to wait to enter the housing market. Instead, use the aforementioned tips, and you can reap the benefits of a quick, stress-free homebuying experience.
You may have heard the term “escrow” in your experience with real estate. You might know it’s an account, but what exactly does it do for you as a buyer? An escrow account is what your lender uses to make payments on things like property taxes, insurance, and more. The lender collects your monthly mortgage payment, and part of that cash goes into an escrow account.
This type of account is an excellent option for homeowners because your bills relating to being a homeowner will all be paid without you having to do anything. It makes budgeting a breeze because there aren’t any complicated calculations involved. Every month, your lender collects 1/12 of the estimated tax bill and insurance cost for the home. The rest of your mortgage payment covers the principal and interest on the loan of the house.
You’ll find that most lenders require you to have an escrow account. The purpose of the account is to keep the home safe as collateral for the loan. The bank has an interest in the proper insurance behind the property. The taxes also need to be paid on time in order to keep the property in good standing. If the taxes aren’t paid, a tax lien will be placed against the house.
You’ll receive an annual statement from your lender that will show you how much money was collected and placed in your escrow account. Escrow payments often change because insurance premiums and taxes tend to change quite frequently. The amount being put into escrow may change a few times throughout the year. The lender keeps track of all this for you, saving you some time.
Whether you have an escrow account or not the bills that are included must be paid one way or another. It’s a good idea to speak with your lender before you buy a home to find out that bank’s procedures around these insurance and tax payments. Property tax and home insurance are items that you’ll need to budget for regardless of how your lender does things. An escrow account can be much more convenient for many buyers.
Escrow is just another one of the many essential terms that you’ll come across as a homebuyer. Knowing the advantages and purpose of the account helps you to be informed as you dive into the home buying process.
